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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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Rental and co-operative housing in the Czech Republic since the nineties of the 20th century
Opluštilová, Pavla ; Poláková, Olga (advisor) ; Vebrová, Ludmila (referee)
The diploma thesis is focused on the problems in the sector of rental and co-operative housing since the nineties of the twentieth century in the Czech Republic. Firstly the thesis deals with the description of the basic concepts such as housing, supply and demand for housing, housing policy and instruments through which it achievs its goals. Further the thesis analyzes the current situation in the housing stock and its allocation to individual sectors. The third chapter concentrates on the issue of rental and co-operative housing. This chapter provides ample space for development of regulation as well as deregulation of rents. The end of the chapter foccuses the attention on the issue of social housing not only in the Czech Republic but also in selected countries of the European Union. The last two chapters deal with state housing support, where in addition to promoting the supply side mentioned is also housing benefit and satisfaction with living in the Czech Republic.
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Bytová politika
Beneš, Václav ; Stočková, Olga (advisor) ; Sunega, Petr (referee)
Práce se zabývá problematikou bytové politiky. Vymezuje základní termíny z oblasti bydlení. Analyzuje nástroje bytové politiky v České republice. Práce se dále zabývá bytovou koncepcí ČR, včetně analýzy současné situace na trhu s bydlením. Analyzuje bytovou politiku zemí EU a koncept příspěvku na nájemné, včetně srovnání s praxí v ČR.
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